Warm Up Your Wallet This Winter

Winter time spending blues are in full swing!  First Ohio is here to help you save some money!  We are offering a 3.99% APR*on all new credit cards opened in 2024! You can use this promotional rate for almost anything!  Need cash to help payoff those presents and holiday parties?  This promotion is perfect!  Want to pay off high rate credit card balances?  Use this promotion to get your debt paid down much faster!  Thinking of something else that this would be perfect for?  Use it for that!

If you don’t already have a First Ohio credit card, call one of our great loan officers and apply!  First Ohio does not charge an annual fee for our credit card, and balance transfers and cash advance transactions are free!

*Annual Percentage Rate.  Introductory Rate of 3.99% applies to all purchases, balance transfers and cash advances posted to a First Ohio credit card for twelve months from activation date in 2024.  After that time, all credit card balances (including purchases, cash advances, and balance transfers) will revert to the regular credit card rate.  Current First Ohio credit card holders are not eligible.