Serving Stark County Since 1937

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Rates Valid As of

 

Vehicle Loans

Model Year

Term

APR*

Car and Truck

2007 - 2013

42 months

As low as 2.75%

Car and Truck

2007 - 2013

66 months

As low as 2.75%

Car and Truck

2007 - 2013

72 months

As low as 2.90%

Car and Truck

2004 - 2006

66 months

As low as 4.95%

Car and Truck

2003 & older

54 months

As low as 5.25%

 

Motorcycle Loans

Model Year

Term

APR*

New Motorcycle

2008 - 2013

   48 months   

   As low as 2.75%   

New Motorcycle

2008 - 2013

66 months

As low as 2.75%

New Motorcycle

2008 - 2013

72 months

As low as 2.90%

Used Motorcycle

2007 & older

48 months

As low as 3.75%

Used Motorcycle

2007 & older

60 months

As low as 4.50%

 

Recreational Vehicle Loans

Term

APR*

New RV's, Boats, & Motor Homes 

   48 months  

    As low as 3.75%   

   New RV's, Boats, & Motor Homes    

 66 months

 As low as 4.50%

Used RV's, Boats, & Motor Homes

 48 months

 As low as 5.50%

Used RV's, Boats, & Motor Homes

 60 months

 As low as 5.90%

 

Rainy Day Loan

Term

APR*

$3,000.00

  12 mo

5.99%

$3,000.00

  24 mo

6.99%

$3,000.00

  36 mo

7.99%

 

*Annual Percentage Rate. Sample payment for $3,000 loan for 12   months at 5.99% APR would be approximately $258.19, 24 months at 6.99% APR   would be approximately $134.31, and 36 months at 7.99% APR would be approximately   $94.00. Sample payment does not include credit life & disability   insurance, which is available at a minimal cost to the member. All rates   subject to change without notice.  Not applicable for refinance on   current First Ohio loans. 

 

Signature Loans

Term

APR*

$250.00 - $5,000.00

12 months

As Low as 10.50%

$250.00 - $5,000.00

24 months

As Low As 11.50%

$250.00 - $5,000.00

36 months

As Low As 12.50%

$250.00 - $5,000.00

48 months

As Low As 13.50%

 

Secured Loans

Term

APR*

Share Secured  (100% Secured)

48 months

3.00%

CD Secured  (100% Secured)

48 months

6.00%

 

Visa Credit Card

Term

APR*

Purchases

revolving

9.90%

Cash Advances & Balance Transfers

revolving

9.90%

 

Home Equity Line of Credit

Term

APR*

For more HELOC Information Click here.

10 year

Variable- Prime + 1/2%

Call the credit union for current rate.

 

Home Equity Loan (2nd Mortgage)

Term

APR*

For More Home Equity Information, Click here.

1-10years

SPECIAL RATE!  3.75%

11-15 years

4.00%

*Annual Percentage Rate. Loan Rates are determined by individual credit history and term of loan. Rates are subject to change without notice due to market conditions.