Go ahead, grab those high-rate credit cards and cut them up. Why? Because you deserve better.
Transfer your balances to a brand-new credit card with us and enjoy a low introductory rate of just 3.99% APR for the the first 12 months* after you open the card. Enjoy paying more towards your balance, less in high interest charges and a faster path to financial freedom.
Stop letting high rates hold you back. Apply for this low rate credit card online or call our loan department at (330) 494-8775!
*Annual Percentage Rate. Introductory Rate of 3.99% applies to all purchases, balance transfers and cash advances posted to a First Ohio credit card for twelve months from activation date in 2026. After that time, all credit card balances (including purchases, cash advances, and balance transfers) will revert to the regular credit card rate. Current First Ohio credit card holders are not eligible for refinance.