Winter Skip-A-Pay

It’s that time of year again to take advantage of our Winter Skip-A-Pay promotion! Qualified participants should have received a letter in October to skip either November’s or December’s loan payment(s).

By participating in this program, you can skip a payment on your First Ohio loan this holiday season for a low processing fee of just $30 per loan*.  You can use this on your New and Used Auto, Signature, Motorcycle, Boat or RV loan.  (Real estate and credit card loans are not eligible for this program.)

Portrait of santa blowing snow over red background

To qualify, you must meet this criteria:

  • • Be a member in good standing
  • • All of your loans with First Ohio must be current
  • • You may only participate in one Skip-A-Payment Promotion every 12 months – If you skipped in the Summer 2019 program, you are not eligible for this program.

Get the cash you need to handle holiday expenses.  To sign up for our Winter Skip-A-Payment program, simply complete the form you received and mail or personally deliver it to the credit union.  If you didn’t receive a letter, and feel you should qualify, you can download a form here. Please feel free to contact First Ohio with at (330) 494-8775 to confirm your eligibility. You can also participate in the Winter Skip-A-Pay by logging into It’sMe247 and clicking on the link beside your loan.

*Payment of the $30 fee will not be applied to the principle, interest or other fees, which might be due on your loan.  Any additional interest that accrues due to this deferred regular payment will be due and payable upon maturity.  Taking advantage of this offer will extend the maturity date on your original loan contract.  This offer is valid only for the November 2019 or December 2019 payment on installment loans, not valid for October 2019.  Coupon must be a the credit union 10 days before loan payment due date.