VISA® Introductory Rate

Apply now for our Low Introductory Rate!

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Introducing a rate you can’t resist. First Ohio has always had a low rate VISA® and that still holds true today, but now we offer even more incentive to apply for a First Ohio VISA® Platinum Credit Card.

Throughout 2017, if you are approved for a First Ohio VISA® Platinum Credit Card, you’ll get an introductory rate of a low 3.99% APR* for the first 12 months you have the card! This introductory rate applies to both purchases and cash advances. Plus, when using your First Ohio VISA® Platinum Credit Card for purchases, you receive reward points through our great rewards program, UChoose Rewards®.

The time to act is now, so you will have the convenience as well as the affordability of a First Ohio VISA® Platinum Credit Card. Don’t forget to tell your friends and family about this great introductory rate and have them stop by to apply today!

*Annual Percentage Rate. Introductory Rate of 3.99% applies to all purchases, balance transfers and cash advances posted to a First Ohio VISA® card in the first twelve months from issue date in 2017. After that time, all credit card balances (including purchases, cash advances, and balance transfers) will revert to the regular credit card rate. You can view rates, terms and conditions of a Platinum VISA® credit card by clicking here. Current First Ohio VISA® cards not eligible for refinance.