Fee Schedule

Service Charge Fee Schedule (Effective April 22, 2021)

Checking/Savings Fees

Fee TypeFee Amount
Plus Checking (119) Minimum Balance Fee$6.00
Modern Checking (109) Minimum Balance Fee$3.00
Balancing Account (fee per hour/minimum 1 hour)$25.00
Return Draft (check) NSF$34.00
Return on Unavailable Funds$34.00
NSF Honored Fee$30.00
Stop Payment Order$25.00
Account History$5.00
Statement Copy $5.00
Draft Copy from Storage$5.00
Overdraft Transfer Fee$5.00
Check OrdersVaries
Temporary Checks (per check - 4 per page)$1.00

ATM/Debit Fees

Fee TypeFee Amount
Replacement Card$8.00
Replacement PIN$6.00
Pinned Transaction after eight per month (ATM Transactions made at First Ohio are FREE for Members)$1.00

General Fees

Fee TypeFee Amount
Account closed within the first 90 calendar days of opening$5.00
IRA Account Closed within the first 12 months of opening$25.00
Stop Payment of an Official Check/Money Order$30.00
Returned Mail: Member will be charged with any fee associated with efforts to contact the member. If remaining balance is less that $5.00 (after fees are charged) the account will be closed. $7.00
Returned Deposit Item$37.50
Money Orders$1.00
Official Checks (copy)$5.00
Wire Transfer (incoming/outgoing)$25.00
International WireCall for more information
ACH Return $34.00
ACH Stop Pay$25.00
Research (per hour/minimum 1 hour)$30.00
VISA Gift Card$3.95
Mail or Copy Fee (per page)$2.00
Dormant Account Fee (per month): Dormancy is determined by the definition of the Ohio Department of Commerce Division of Unclaimed Funds. Members will be charged the Dormant Account Fee after 12 months of inactivity. Any fees associated with efforts to contact the member will also be charged. If the remaining balance is less then the $5.00 (after fees are charged) the account will be closed. $5.00
Canadian/Foreign Deposit Item$15.00
Garnishment Fee$50.00
Legal Process (per hour/minimum 1 hour)$75.00
Phone Transfer Fee$2.00
Minimum Balance for Dividends: For Regular and Special Share Accounts. $100.00
Club Withdraw Fee: Per transaction will be applied to withdraw amount. $5.00
Inactive Bill Pay Fee: If enrolled in It'sMe247 Bill Pay, member must do a minimum of 1 transaction a month, or a fee will be charged. $5.00
A2A Minimum Balance Transfer Fee (Min of $50)$5.00
A2A Outgoing Fee$2.00
ACH Early Posting Fee$5.00