Click the link below to print a Skip A Pay form to participate in the November or December 2019 Winter Skip A Pay Program. Remember, to qualify for the Winter Skip A Pay, you can not have participated in the Summer Skip A Pay program. If you are not sure if you qualify, please contact the credit union at (330) 494-8775 to check eligibility. Home Equity Loans, HELOC and Credit Card loans are not eligible. $30.00 processing fee per loan skipped.